Please advise me of a place where you can get a loan without high interest.
Perhaps you yourself or your friends somewhere took a loan?

It depends on what exactly you need a loan for.
I just recently took out a loan for new appliances for my new home, just until my paycheck, so that I could pay it back quickly.
My good friend advised me at that time on a very good website best-personal-loan-companies.com/blog/best-no-credit-check-personal-loans where I took out a loan.
Everything is quite loyal and I paid it back quickly enough.
So I can say that in any case, it is up to you to decide, but there is nothing wrong with it.

I've taken out a loan several times in my life and all times I've paid it back without any problems, so credit is a thing.
As they say who knows how to spend money, does it wisely.
The main thing is to return on time, and on, the opinion of others, spit and be confident in yourself and in your abilities.